:root{
  --navy:#342039; --teal:#593A59; --teal-2:#9A5872; --gold:#E76F61; --gold-2:#F0968B;
  --ink:#302536; --muted:#685D6B; --bg:#FFFFFF; --soft:#FFFFFF; --line:#E9DDE5; --panel:#FFFFFF;
  --shadow:0 24px 48px -28px rgba(52,32,57,.35);
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
  color-scheme:light;
}
html{scroll-padding-top:calc(80px + env(safe-area-inset-top,0px));scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
*,*::before,*::after{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-size:16.5px;line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{color:var(--navy);line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(2.2rem,4.6vw,3.5rem);font-weight:800}
h2{font-size:clamp(1.7rem,3.2vw,2.5rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1em}
a{color:var(--teal)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
svg{max-width:100%}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.center{text-align:center}
.sub{color:var(--muted);font-size:1.08rem;max-width:60ch}
.center .sub{margin-left:auto;margin-right:auto}
section{padding:96px 0}
@media (max-width:760px){section{padding:64px 0}}

/* Utility bar */
.util{background:#342039;color:#E8D9E3;font-size:.83rem}
.util .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.util a{color:#E8D9E3;text-decoration:none}
.util a:hover{color:#fff}
.util .links{display:flex;gap:22px;flex-wrap:wrap}
.util .phone{font-weight:700;color:#fff}

/* Header */
header.main{background:color-mix(in srgb,var(--panel) 94%,transparent);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--line);position:sticky;top:0;padding-top:env(safe-area-inset-top,0px);z-index:50}
header.main .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;height:76px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none}
.logo b{display:block;font-size:1.3rem;font-weight:800;color:var(--navy);letter-spacing:-.02em;line-height:1}
.logo small{display:block;font-size:.72rem;color:var(--muted);font-weight:600;margin-top:3px}
#nav ul{list-style:none;display:flex;gap:30px;margin:0;padding:0}
#nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;padding:6px 0;border-bottom:2px solid transparent}
#nav a:hover{color:var(--teal);border-bottom-color:var(--gold)}
.hdr-cta{display:flex;gap:10px;align-items:center}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;color:var(--ink);cursor:pointer}
@media (max-width:980px){
  #nav{position:absolute;left:0;right:0;top:100%;background:var(--bg);border-bottom:1px solid var(--line);display:none}
  #nav.open{display:block}
  #nav ul{flex-direction:column;gap:0;padding:8px 24px 18px}
  #nav li a{display:block;padding:12px 0;border-bottom:1px solid var(--line)}
  .menu-btn{display:grid;place-items:center}
  .hdr-cta .btn-ghost{display:none}
}
@media (max-width:480px){.hdr-cta .btn-sm{display:none}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:.97rem;font-family:inherit;cursor:pointer;transition:background .15s,color .15s,border-color .15s}
.btn-sm{padding:10px 18px;font-size:.9rem}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:#C9534A}
.btn-teal{background:#593A59;color:#fff}
.btn-teal:hover{background:#472D47}
.btn-ghost{border-color:var(--line);color:var(--navy);background:transparent}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal)}
.btn-line{border-color:#593A59;color:var(--teal);background:transparent}
.btn-line:hover{background:#593A59;color:#fff}

/* Hero */
.hero{position:relative;background:var(--bg);color:var(--ink);padding:72px 0 80px;border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;position:relative;z-index:1}
.hero h1{color:var(--navy)}
.hero .sub{color:var(--muted);font-size:1.15rem}
.pill{display:inline-flex;align-items:center;gap:8px;background:#F8E5E8;border:1px solid #F1D3DA;border-radius:999px;padding:6px 14px;font-size:.85rem;font-weight:600;margin-bottom:22px;color:#7A3A40}
.pill i{width:8px;height:8px;border-radius:50%;background:#5BD39B;display:inline-block}
.checks{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:10px}
.checks li{display:flex;gap:10px;align-items:center;color:var(--ink);font-weight:600}
.checks svg{flex:none}

/* Quote card */
.quote{background:var(--panel);color:var(--ink);border:1px solid var(--line);border-top:5px solid #593A59;border-radius:18px;padding:30px;box-shadow:0 20px 45px -20px rgba(52,32,57,.4)}
.quote h2{font-size:1.45rem;margin-bottom:4px}
.quote .hint{color:var(--muted);font-size:.92rem;margin-bottom:18px}
.tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:18px}
.tabs input{position:absolute;opacity:0;pointer-events:none}
.tabs label{display:flex;flex-direction:column;align-items:center;gap:6px;border:1.5px solid var(--line);border-radius:12px;padding:12px 4px;font-size:.8rem;font-weight:700;cursor:pointer;color:var(--muted);text-align:center}
.tabs label svg{width:26px;height:26px}
.tabs input:checked+label{border-color:var(--teal);color:var(--teal);background:color-mix(in srgb,var(--teal) 8%,transparent)}
.tabs input:focus-visible+label{outline:3px solid var(--gold);outline-offset:2px}
.field label{display:block;font-weight:700;font-size:.87rem;margin-bottom:6px}
.field input{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);font:inherit;font-size:1rem}
.field input:focus{border-color:var(--teal);outline:none}
.quote .btn{width:100%;margin-top:14px;padding:16px}
.quote .fine{font-size:.8rem;color:var(--muted);margin:12px 0 0;display:flex;gap:6px;align-items:center;justify-content:center}
.quote .msg{display:none;background:color-mix(in srgb,#2FA56E 12%,transparent);color:var(--ink);border-radius:10px;padding:12px 14px;margin-top:14px;font-size:.92rem}
.err{color:#C2412D;font-size:.83rem;margin-top:6px;display:none}
@media (max-width:980px){.hero .wrap{grid-template-columns:1fr}.hero{padding:48px 0 56px}}

/* Trust strip */
.trust{padding:24px 0 8px}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat{text-align:center;padding:10px}
.stat b{display:block;font-size:2rem;font-weight:800;color:var(--navy);letter-spacing:-.03em}
.stat span{color:var(--muted);font-size:.92rem;font-weight:500}
@media (max-width:760px){.trust-grid{grid-template-columns:repeat(2,1fr)}}

/* Coverage */
.cov-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px}
.cov{background:var(--panel);border:1px solid var(--line);border-radius:16px;padding:30px;display:flex;flex-direction:column}
.cov .ic{width:56px;height:56px;border-radius:14px;background:color-mix(in srgb,var(--teal) 10%,transparent);display:grid;place-items:center;margin-bottom:18px}
.cov p{color:var(--muted);font-size:.96rem}
.cov ul{list-style:none;padding:0;margin:4px 0 20px;display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}
.cov ul li{font-weight:600;font-size:.94rem;text-decoration:none;color:var(--ink);display:flex;gap:6px;align-items:center}
.cov ul li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);flex:none}
.cov .more{margin-top:auto;font-weight:700;text-decoration:none}
.cov .more:hover{text-decoration:underline}
.cov.featured{background:linear-gradient(160deg,#342039,#593A59);border-color:transparent;color:#fff}
.cov.featured h3{color:#fff}.cov.featured p{color:#DCC8D5}
.cov.featured ul li{color:#fff}.cov.featured .more{color:var(--gold-2)}
.cov.featured .ic{background:rgba(255,255,255,.12)}
.save{display:inline-block;background:var(--gold);color:#fff;font-weight:800;font-size:.78rem;border-radius:6px;padding:3px 9px;margin-bottom:12px;align-self:flex-start}
@media (max-width:900px){.cov-grid{grid-template-columns:1fr}}

/* How it works */
.how,.row.alt{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.how{background:var(--soft)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:52px;counter-reset:s}
.step{position:relative;padding:28px;background:var(--panel);border-radius:16px;border:1px solid var(--line)}
.step .n{width:44px;height:44px;border-radius:50%;background:#593A59;color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:16px}
.step p{color:var(--muted);margin:0}
@media (max-width:900px){.steps{grid-template-columns:1fr}}

/* Feature rows */
.row .wrap{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.row.flip .art{order:-1}
.row .lede{font-weight:700;color:var(--ink);font-size:1.12rem}
.row p{color:var(--muted)}
.row .ticks{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:10px}
.row .ticks li{display:flex;gap:10px;font-weight:600;color:var(--ink)}
.art{border-radius:22px;overflow:hidden;aspect-ratio:5/4;box-shadow:var(--shadow);position:relative}
.art img{width:100%;height:100%;display:block;object-fit:cover}
.badge{position:absolute;left:20px;bottom:20px;background:#fff;color:#302536;border-radius:12px;padding:12px 16px;box-shadow:0 12px 30px -12px rgba(0,0,0,.35);font-size:.85rem;display:flex;gap:10px;align-items:center}
.badge b{display:block;font-size:1.05rem}
.row.alt{background:var(--soft)}
@media (max-width:900px){.row .wrap{grid-template-columns:1fr;gap:36px}.row.flip .art{order:0}}

/* Why band */
.why{background:#342039;color:#fff}
.why h2{color:#fff}
.why .sub{color:#C9B3C3}
.why-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:22px;margin-top:52px}
.why-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:26px 20px;text-align:center}
.why-card .ic{width:58px;height:58px;border-radius:50%;background:rgba(231,111,97,.16);display:grid;place-items:center;margin:0 auto 16px}
.why-card h3{color:#fff;font-size:1.05rem}
.why-card p{color:#C9B3C3;font-size:.9rem;margin:0}
@media (max-width:1060px){.why-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:700px){.why-grid{grid-template-columns:1fr 1fr}}
@media (max-width:440px){.why-grid{grid-template-columns:1fr}}

/* Testimonials */
.tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px}
.tcard{background:var(--panel);border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;flex-direction:column}
.stars{color:var(--gold);letter-spacing:2px;font-size:1.05rem;margin-bottom:12px}
.tcard blockquote{margin:0 0 20px;color:var(--ink);font-size:1rem}
.who{display:flex;gap:12px;align-items:center;margin-top:auto}
.av{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;color:#fff;font-weight:800}
.who b{display:block;font-size:.95rem}.who span{color:var(--muted);font-size:.85rem}
@media (max-width:900px){.tgrid{grid-template-columns:1fr}}

/* CTA band */
.cta-band{padding:0 0 96px}
.cta-box{background:linear-gradient(135deg,#593A59,#7A4A6E);border-radius:24px;padding:56px;display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:center;color:#fff}
.cta-box h2{color:#fff;margin-bottom:8px}
.cta-box p{margin:0;color:#EADDE6;font-weight:500}
.cta-box .acts{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}
.cta-box .btn-dark{background:#E76F61;color:#fff}
.cta-box .btn-dark:hover{background:#C9534A}
.cta-box .btn-out{border-color:#fff;color:#fff}
.cta-box .btn-out:hover{background:#fff;color:#342039}
@media (max-width:860px){.cta-box{grid-template-columns:1fr;padding:36px}.cta-box .acts{justify-content:flex-start}}

/* Footer */
footer{background:#342039;color:#C2AFBE;padding:72px 0 32px;font-size:.93rem}
footer .cols{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:32px}
footer h4{color:#fff;margin:0 0 14px;font-size:.95rem;letter-spacing:0}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:9px}
footer a{color:#C2AFBE;text-decoration:none}
footer a:hover{color:#fff}
footer .logo b{color:#fff}
footer .about{max-width:34ch;margin:16px 0 20px}
footer .legal{border-top:1px solid #4A3350;margin-top:52px;padding-top:24px;display:flex;flex-wrap:wrap;gap:18px;justify-content:center;text-align:center;font-size:.85rem}
@media (max-width:900px){footer .cols{grid-template-columns:1fr 1fr}footer .cols>div:first-child{grid-column:1/-1}}

/* ===== Inner pages ===== */
footer a[aria-current="page"]{color:#fff;font-weight:700}
.page-hero{background:var(--bg);color:var(--ink);padding:52px 0 46px;border-bottom:1px solid var(--line)}
.page-hero h1{color:var(--navy);font-size:clamp(2rem,4vw,3rem)}
.page-hero .sub{color:var(--muted);font-size:1.12rem;margin:0}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:.87rem;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--teal);text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.legal-layout{display:grid;grid-template-columns:240px 1fr;gap:56px;align-items:start}
.toc{position:sticky;top:100px;border-left:3px solid var(--gold);padding-left:18px}
.toc h3{font-size:.95rem}
.toc ol{margin:0;padding-left:1.1em;display:grid;gap:8px;font-size:.92rem}
.toc a{text-decoration:none}
.toc a:hover{text-decoration:underline}
@media (max-width:860px){.legal-layout{grid-template-columns:1fr;gap:28px}.toc{position:static}}
.prose{max-width:72ch}
.prose h2{font-size:1.5rem;margin-top:1.8em}
.prose p,.prose li{color:var(--muted)}
.prose ul{padding-left:1.2em;margin:0 0 1em}
.prose li{margin-bottom:6px}
.prose strong{color:var(--ink)}
.small{font-size:.88rem;color:var(--muted)}